CREDIT CARD PROCESSING

 

 

 

 

Credit Card Processing Solutions

Here at Laigle Business Group, extraordinary service is the foundation of everything we do.

That is why we look for extraordinary companies to partner with. We know that we all prosper when our sales partners and their local merchants are cared for with integrity. They understand that outstanding loyalty and exceptional rewards come from putting the customer first.

Mike Laigle, Founder and Vice President of Laigle Business Group has been selling bankcard since 2006, and that is why he knows this business backwards and forwards. Back in 2016, when he and his son started Laigle business Group, they understood the agents and merchants wants and needs, and built their business around those needs. So, with that in mind they chose companies that had these attributes and beliefs:

. That is why we look for extraordinary companies to partner with. We know that we all prosper when our sales partners and their local merchants are cared for with integrity. They understand that outstanding loyalty and exceptional rewards come from putting the customer first.

Mike Laigle, Founder and Vice President of Laigle Business Group has been selling bankcard since 2006, and that is why he knows this business backwards and forwards. Back in 2016, when he and his son started Laigle business Group, they understood the agents and merchants wants and needs, and built their business around those needs. So, with that in mind they chose companies that had these attributes and beliefs:

  • Accountability and responsibility – everything is done in house, from boarding to settlement.
  • Availability – face to face meetings with experienced team members.
  • Innovation – new technologies and solutions: point of sale integrations, gateways, mobile payment solutions, Integrity InTouch notifications, online reporting, marketing analytics and more.
  • Security and Reliability – partnered with First Savings Bank of South Dakota.
  • Accredation – an A+ rating with the Better Business Bureau.

Laigle Business Group’s Revolutionary

CASH DISCOUNT PROGRAM

Save thousands on your credit card processing fees!

Reduce Credit Card Fees and Begin Saving Money

 

Are you tired of paying hefty interchange fees? Are you looking for a way to still accept credit cards, but not having to deal with the monthly bills? Our cash discount program is the solution for you. Watch our Merchant Video and learn all about how this cash discount program can work for your business.

  • Risk FREE – Try our Cash Discount Program with your customers….
  • Fast Setup – Hassle free payment processing is just a call away. Our plug and play equipment allows for a fast and easy setup.
  • Legally Vetted – MBN’s cash discount program is 100% legal and allows you to finally benefit from the same laws others have been taking advantage of for years.
  • Save Thousands – By adding a small line item to your customers bill you save your business thousands in yearly processing fees.
  • How it works – At checkout your terminal will automatically add a small service fee onto your customers’ bill. If your customer pays with cash, check or gift card this fee is then deducted from their receipt. Any fees that are collected are automatically applied daily and will reflect on your monthly merchant statement, saving you thousands of dollars every month.
LEVEL 2 DATA

Level 2 credit card processing is a more comprehensive transaction meant to support business-to-business (B2B) payment processing. It is mandatory in many businesses and government offices for vendors to accept detailed transactional information with every sale. Level 2 data not only simplifies the B2B transaction, but also grants access to decreased interchange rates. Put simply, Visa/MasterCard understands that a sale is more often legitimate and unlikely to be contested when a business provides this detailed information. With this in mind, they are willing to offer a decreased cost for the sale. In order to process Level 2 data, you will need either a gateway such as NMI or a standalone terminal that is designed to handle the data. Interchange reduction averages 0.50% lower than usual sales!

It is undeniably worth while to input Level 2 data for any B2B merchant that is processing large orders. The information below is required with each transaction to qualify for Level 2 data. You can make it simple by setting up your gateway to pass this data through automatically with each transaction:

  • Merchant Name
  • Transaction Amount
  • Tax Amount (Between 0.1% and 31% of the total amount)
  • Transaction Date
  • Customer Code or PO number
  • Merchant Zip Code
LEVEL 3 DATA

Take everything a step further with Level 3 data. Processing Level 3 data is most beneficial to merchants who accept a lot of Government cards or process in a B2B-heavy industry by helping to lower interchange costs further

Level 3 interchange rates can often be up to a full 1.00% lower than their average counterparts! If you want access to Level 3 data, there is quite a bit of information that you will have to input for every transaction. Also, Level 3 data can only be processed by certain gateways, like NMI from Dharma. Pricing can be discussed with your Account Manager. In order to qualify for Level 3 data, in addition to all fields required for Level 2, you will need the following:

  • Ship-From Zip Code
  • Destination Zip Code
  • Invoice Number
  • Order Number
  • Item Product Code
  • Item Commodity Code
  • Item Description
  • Item Quantity
  • Item Unit of Measure
  • Item Extended Amount
  • Freight Amount
  • Duty Amount

Make an Appointment

COMPREHENSIVE MERCHANT SERVICES

and DIGITAL MARKETING

 

1.844.524.4531

 

info@laiglebizgroup.com

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